If you can't pay double the minimum each month, paying any amount more than the minimum will help. What's my Memorable Word and my Security Number? What do I do if I've lost my Argos Card or had it stolen? Trade up your Rewards for an Argos eGift card. Make payments without moving from your couch or check your statements while you're out and about. This interest will be backdated to the date of purchase. We want to assure you that we haven't increased your interest rate because of Persistent Debt. We will then use any additional amount you have paid to first pay off balances to which the highest rate of interest applies on (i) to (v) below, followed by the balances at the next highest interest rate and so on. You can turn off your paper statements, and paper letters we occasionally send you, when you log in to myargoscard.co.uk or if you download and register on the My Argos Card App. Debt can become a problem for all sorts of reasons for example, as the result of relationship breakdown, unemployment, bereavement and illness. Call their free debt advice helpline or visit. Just be careful: If your next payment is due within the next 5 working days, then we might have already requested your Direct Debit payment from your bank. These cookies track visitors across websites and collect information to provide customized ads. Your additional Card holder cannot register their Card on either myargoscard.co.uk OR on the My Argos Card App. I'm in arrears or have a repayment arrangement, do I need to pay more? To purchase, search for Currys in the top right corner of their site (a magnifying glass with a pink background). Make sure the mobile phone number on your One4all account is correct, as you'll receive an SMS message to verify your ID before we show you how to spend your gift . If you have set up a repayment arrangement to clear the arrears on your account, then you don't need to increase your payments at the moment. We're sorry that you're considering closing your account. Currys plc ("Currys") registered in England & Wales No.07105905. If you've only become an Argos Card holder in the past 12 months, If you have an emergency temporary credit limit already on your account, If you've changed your limit within the last 6 months, If you're requesting a new limit which is below your current balance, If you're in arrears or you've missed payments. If you want to check your statement urgently, you can do it on myargoscard.co.uk where we have your current and most recent statements. The eGift card will be sent to you digitally via email, whilst the Gift card will be sent to you in the post and should arrive within three days. Under the new rules, you have 18 months from receiving the first letter to move your account out of Persistent Debt. } This is so that we can help you to start repaying your balance more quickly and pay less interest. Currys and PC World. We take your financial circumstances into consideration as well as some other information about your account. At the moment you can use your Love2shop Flexecash online and in store, however the Love2shop paper vouchers can only be used in store. Do I need a PIN number to use my Argos card in Sainsburys. I've forgotten my login details. Check out my video on this page on how to purchase your cards. Active noise-cancelling with quick attention mode. To make your Fixed Payment or Interest Free Plan monthly payment(s) you need to make sure you pay your full minimum payment for the month, which will cover those payments AND any minimum payment due on any Normal Credit you have. Depending on what you buy, you can use an Argos Card a bit like you would a regular credit card or take out an Argos Card credit plan. This cookie is set by GDPR Cookie Consent plugin. The Argos Card lets you shop at Argos and Habitat, with flexible payment plans that give you longer to pay. Credit buying has however alienated the need to have to pay for an appliance at the time of purchase. 30/3 month plan length = 10 charged each month for three months. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Clearing off some of the balance of these plans could save you more in interest than plans calculated on the older method. The cookie is used to store the user consent for the cookies in the category "Analytics". Can I pay off my Argos Card balance faster? You can use one of your NHS discounts to save money on your online purchases, or you can save in . "I would like to make a payment against specific plan(s) myself" - You can choose how much you want to pay against any plans that you have. When you reach the balance checker, enter these 2 numbers: the 20-digit Card Number. 6.99. I am a big fan of the Blue Light Card, which has saved me a lot of money over the years. The Deferred Interest charges will be requested as part of your Minimum Payment, but not all in one go. If you remember your Login ID but you've forgotten your Memorable Word or Security Number, log in as normal (enter Login ID & Surname and press Next) but on the second page press Forgotten Your Security Details and follow the instructions. If you are experiencing financial difficulties or can no longer afford to make your increased monthly payment, please contact us on 0345 601 0798 so that we can help you. The amount you owe and the payment due date are shown in your statement each month as well as on your account summary on myargoscard.co.uk and in the My Argos Card App. Purchases on Normal Credit won't be charged interest if they're repaid in full by your next monthly payment date (and the total Normal Credit balance on your previous statement has been cleared by the payment date). 7 Whats the best way to pay for Argos online? Why am I asked to call you when I try to log in? No - you can only register one Argos Card account on myargoscard.co.uk. In payment options at the checkout, select 'Visa' or 'Visa Debit . Stopped using card ages ago and guess what you can't even access the app when you have a new phone. Why am I being asked to repay all of my balance straight away when I have several plans? You get an email with a barcode, serial number and PIN number. Choose a value up to 500. When you reach the checkout, breeze through by picking the PayPal option. Argos regularly does an offer where you can get a free 5 voucher when you spend 50, or a 10 voucher when you spend 100, to use on your next Argos visit. How is interest calculated on Buy Now Pay Later plans? If you're still concerned about being able to repay your Normal Credit balance, give us a call on 03456 400 700 and we can discuss the options available to you. If it's not repaid, interest will be charged at the Normal Credit Rate from the date of purchase until you repay the balance in full. If you decide not to pay off the plan by the end date, we'll move the remaining amount to your Normal Credit balance. With the Argos Card, no interest will be charged if you pay in full within your credit plan period and keep your account up-to-date. Is it easy to get an internship at Microsoft? Buy Now Pay Later explained. You should receive your statement within 10 days of your statement being printed. No interest is charged if you pay in full before the end of the Pay Later period and keep your account up to date. Can I turn off my paper statements and letters? Can I keep using my Argos Card? Applying for the card is not a hassle at all, as this can be done online, via phone or at the till. Like desktop devices, Adobe Reader is the most popular app for this. Voucher Code Description Discount Type Expiry Date; 10% Student Discount at Shark: Online Code: 20 June: Choose a 10 Gift Card with Orders Over 130 | Shark Voucher Code When will my Argos Card become Chip & PIN and/ or contactless? We're working hard to resolve these issues as quickly as possible. Currys Business are pleased to offer windows 10 & 11 business laptop deals on a wide range of manufacturers such as HP, Lenovo, Dell, Acer, Toshiba and many more If you've entered your login details incorrectly three times then your myargoscard.co.uk account will be locked for 30 minutes, at which point you can try to log in again. By clicking Accept All, you consent to the use of ALL the cookies. Why can't I make one-off payments to Fixed Payment or Interest Free plans? We encourage all our customers to pay more than the minimum payment, as this will help you repay your balance faster and pay less interest. Click here to learn how to confirm transactions, leave feedback, and increase your flair score. Where you have two or more Buy Now Pay Later Plans due to expire after your next statement period, these will be repaid in the order in which they are due to expire, starting with the Buy Now Pay Later Plan that is due to expire first. .tg .tg-0lax { Here are a few reasons why you might not be able to update your limit: How do I increase my credit limit? Why is that? Retail map locators. I am a bot, and this action was performed automatically. How will I know when my Argos Card account is not in Persistent Debt? 1 Can I use my Argos credit card anywhere? To find out why your card was refused in the first place, just contact your bank. If you only have Buy Now Pay Later plans and a Minimum Payment Direct Debit there's no payment to take. Claiming your discount isnt always just a case of showing your card and receiving money off. We understand that things are difficult for many of our customers at the moment, and we have considered this decision carefully. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. The amount of interest on an Argos Card balance is calculated monthly. We've pulled together some info with Sainsbury's Bank to make it all a bit easier to understand. The card number is the 16 digit number that can be found on the front of the card. Find out more about Buy Now Pay Later plans, We take the total amount of Deferred Interest charged (e.g. Can I use my Argos card to buy cigarettes in Sainsburys? Date of experience: 12 September 2022. Through Quidco, some Argos purchases can also generate great cashback, so you can save as you shop with ease. Remember, once you've opened an account, you can use it again on tech of . Currys PC World supplies everything you need to run the state-of-the-art home, selling everything from coffee machines and cooker hoods to TVs and tablets. Charges apply when you use your Visa Credit Card abroad. Give us a call on 0345 640 0700 to discuss this in confidence. This website will work on all commonly used browsers - Chrome, Microsoft Edge, Safari, Firefox - and on most devices (PCs, iMacs and Macbooks, iPhones, iPads, Android phone and Android tablets, Amazon Fire tablets). We like to remind customers of this to help them avoid their account entering Persistent Debt, which happens when they've paid more in interest, fees and charges than they have towards their original purchase. There is no minimum purchase requirement to earn rewards, and rewards Argos card can be redeemed for cash back, Argos gift card . We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the. Don't forget to use the discount before it expires. What's a Login ID? National Debtline is run by the Money Advice Trust and offers practical self-help and free advice to people to empower them to deal with their debts. Are you a Blue Light Card holder? If your email address is not correct then you'll need to give us a call. Money Worries If you're worried about keeping up repayments to your Argos Card, or have an unexpected strain on your finances, give us a call. This wont affect your credit rating at all. Are you worried someone else is controlling your finances? Sainsbury's to close two Argos depots in move that will affect 1,400 jobs. Give us a call on 03456 400 700 to ask.. The card can only be used in Argos stores to purchase goods of whatever value. Skip to main content. Whether on the high street, in a restaurant or at the hairdressers, you can Tap and Pay with Zilch. The new processes have been agreed and implemented by all banks to help protect their customers from online fraud. Why are you increasing the interest rate on my account? Of course! If youre using it as part payment with another payment method, youll need to know the remaining amount on your card to enable our colleagues to process it. Just log in and press Direct Debit in the left-hand navigation, then press Cancel Direct Debit. DSGi, or Dixons retail or whetever its called these days, will sell the affordable products at Currys and PC World. I've received a letter from you that says my account could be suspended. Verified By Visa / MasterCard SecureCode are both operated by debit card issuers. The funds will leave your account on your payment due date (which is shown on your statement). Upcoming industrial action by Royal Mail may cause delays to postal communications. dedicated help page for more information. Non-sterling transactions are subject to a 2.75% charge. If we've not been able to do that by the end of the third business day after we've received your complaint, we'll communicate to you to acknowledge this is being investigated further. I've sent a text to opt out of the interest rate increase and received an error message. Instead, I had to click on Offers from Discounted Gift Cards. can i use my argos card in currys can i use my argos card in currys.